FINIZI: Our Strategic Fundraising
A comprehensive roadmap detailing Finizi's vision to become the leading AI-powered financial and tax management platform for Household Businesses and Micro-Enterprises in Vietnam, presented by the Founding Team.
Our Vision & The Journey Ahead
Building a Market Leader in Vietnam
Our Vision: Finizi aims to be the leading platform for Household Businesses and Micro-Enterprises in Vietnam, simplifying accounting and tax management for absolute peace of mind.
Strategic Phased Approach
The Path: A strategic, phased approach to capital raising, designed to fuel growth, achieve critical milestones, and build significant shareholder value through transparent and efficient financial management.
Validation-Driven Funding
Key Principle: Each funding round validates our progress and enables the next leap forward in our mission.
The Problem We're Solving
The Challenge: Complex Accounting & Tax for Small Businesses
Small businesses in Vietnam struggle with complicated accounting and tax rules. This costs them time, leads to mistakes, and prevents them from saving money.
These businesses need simple, accurate, and legal financial tools. Current options are too complex, too costly, or not made for small Vietnamese businesses.
Without financial experts on staff, these businesses find it hard to keep up with Vietnam's changing rules. This creates risks and takes focus away from running their business.
Our Solution: Finizi
AI-Powered Platform
Finizi is a groundbreaking AI-powered platform that simplifies accounting, tax, and financial optimization for small businesses in Vietnam, functioning like a personal financial assistant.
Key Capabilities
We automate document collection, bookkeeping, tax declaration, and provide intuitive financial reporting. Our unique model combines 24/7 AI assistance with expert human support for complex cases, ensuring accuracy and compliance.
User Benefits
Transforms complex financial tasks into simple, intuitive operations, saving time and reducing stress. Businesses gain peace of mind knowing their financial management is compliant, optimized, and accessible anytime.
Market Opportunity & Target Audience
Addressing a Critical Need in Vietnam
Current Target Audience:
- Household Businesses (Hộ Kinh Doanh) in Vietnam
- Micro-Enterprises (Doanh nghiệp siêu nhỏ) in Vietnam
- Businesses lacking specialized knowledge and time for self-managing accounting/tax
Expanded Vision:
In the future, Finizi will develop specialized financial solutions for individuals with taxable income, supporting personal income tax finalization and personal financial optimization.
Vietnam Advantage:
A rapidly growing digital economy and increasing regulatory complexity create strong demand for simplified, compliant financial management tools in this underserved market.
Current Ask: Bootstrap Angels - Early Validation Capital
$15K
Co-founder Angel
Initial capital from co-founders
$30-40K
External Angels
From early external believers
$2M
Valuation Cap
SAFE instrument structure
Securing Initial Belief & Fueling Proof of Concept
Current Focus: We are currently in this phase, creating this plan to present our vision about the investment opportunity and pitch our initial angel and pre-seed investors.
Investment Mechanism: Structured via SAFE with a $2.0 Million Valuation Cap. This cap reflects the extremely early stage and high risk involved. It offers a strong incentive for our earliest believers by ensuring they convert their investment at a favorable valuation relative to future, higher-priced rounds. This rewards them significantly for their initial faith and risk-taking while deferring a complex priced valuation.
Expected Achievement: This capital will enable us to successfully develop and validate our initial PoC, demonstrating the feasibility of our core technology/solution.
Future Stage: Pre-Seed Round - Fueling MVP & Traction
Accelerating Product Development & Market Entry
Projected Timeline: Q4 2025 - Q2 2026
Expected Trigger: Successful PoC completion and initial market interest.
Target Capital Raise: $150,000 USD.
Projected Valuation: Implied $1.725 Million Pre-money Valuation, with investors acquiring 8% (Post-Money).
Expected Purpose: Fuel MVP development, gather early user feedback, and prepare for broader market entry.
This round will enable us to transform our validated concept into a minimum viable product that can be tested with real users, providing critical feedback for refinement before scaling.
Future Stage: Seed Round - Scaling for Growth & Market Leadership
Timeline
Projected for Q3 2026 - Q1 2027
Triggered by demonstrated significant traction (active users, MoM growth, customer testimonials/pilots, initial revenue)
Capital Structure
Target Capital Raise: $2.0 Million USD
Projected Pre-money Valuation: $7.5 Million USD (realistic for Vietnam market given expected traction)
Projected Implied Post-money Valuation: $9.5 Million USD
Use of Funds
Expected Use of Funds (Primary - $1.94 Million): Aggressive scaling of product development, user acquisition, and strategic hires
Projected New Investor Dilution: Approx. 21.19% (Post-Money), a balanced dilution for this stage
This seed round will provide the substantial capital needed to accelerate our growth trajectory, establish market leadership, and position us for future institutional investment rounds.
Strategic Liquidity Plan (Future Seed Round)
Early Angel Investors
$20,000 cash out for our early angel investors.
Rationale: Provides a partial realization of their initial high-risk investment, strengthening long-term relationships and enabling capital recycling. This demonstrates our commitment to early backers.
Founder Liquidity
$20,000 cash out for Anchor Founder (Trung Huynh).
$10,000 cash out for Co-founder (Lan Trần).
$10,000 cash out for Co-founder (Tue Phan).
Company Growth
The vast majority of the Seed capital ($1.94 Million) will be dedicated to company growth and operational expansion.
This represents our commitment to building long-term value while providing minimal founder stability.
Projected Total Secondary Component: A small, strategic allocation of $60,000 USD (approx. 3% of the total Seed raise) will be used for secondary share purchases from existing shareholders.
Founder Liquidity Rationale: Offers a minimal level of personal financial stability, allowing founders to remain fully focused on company growth without undue external financial pressures. This is a very small percentage of each founder's overall stake, demonstrating continued commitment to long-term value creation.
The Finizi Team : Co-Founders
Trung Huỳnh
Role: Chief & Product Vision Lead.
Background: Proven Digital Transformation Leader with 10+ years building scalable platforms. Successful track record with BuyMed, KaiPass, PateDeli, The Coffee House. Deep understanding of Vietnamese consumer behavior and digital adoption.
Strategic Value: Demonstrated fundraising capability, strong vision & execution, and experience building consumer-facing digital platforms.
Lân Trần
Role: Early Adopter Growth Lead & Strategic Partnerships.
Background: Ecosystem Authority (Country Director at Navagis, Google strategic partner), Accelerator Program Partner at Expara VC, Founder of OffChain Saigon.
Strategic Value: Direct access to VCs, corporate partners, and government relations. Established relationships for early adopter pipeline and market credibility.
Tuệ Phan
Role: Operations & Go-to-Market .
Background: Seasoned Operations Leader (COO at The 8th Verse, former Group CEO at Ftribe Games) with 20+ years of startup and scale-up operational leadership. Strong digital marketing and partnership development skills.
Strategic Value: Proven operational excellence, ability to execute GTM strategies, and experience managing teams and resources in fast-paced environments.
Our Social Mission: Building Transparent Infrastructure
Beyond Software: Fostering a Fairer Society
Our Mission: Finizi is not just building a tax platform; it's building an infrastructure for a transparent society.
Empowering "Smart Players":
We aim to foster a future where success comes from:
1
Understanding rules and playing correctly
2
Creating real value for oneself and society
3
Sharing knowledge for community progress
4
Building trust through transparent actions
Impact: Finizi empowers small businesses to confidently navigate complex regulations, contributing to a more transparent and compliant economic environment in Vietnam.
Long-Term Vision & Call to Action
1
Current Round
Seeking initial angel/pre-seed investment of $45,000 - $55,000 USD to fuel our Proof of Concept and early validation.
2
Future Rounds
Strategic positioning for successful Series A, B, and C rounds, each designed to fuel exponential growth and solidify market leadership.
3
Ultimate Liquidity (5-8+ years)
Strategic acquisition or Initial Public Offering (IPO), providing significant returns to all shareholders who join us on this journey.
Join Us. Build the Future of Transparent Finance in Vietnam.
We believe Finizi is uniquely positioned to empower millions of small businesses and individuals, driving financial literacy and compliance across Vietnam.